Guest Post by James - With unemployment among college graduates a serious concern, the idea of leaving education with sky-high student loans might be putting you off the idea of furthering your education.
Thankfully, higher education does not have to cost the earth – use some of these tips and you can keep the cost of college to a minimum.
Think About Going to College Online
Much of the costs of a traditional degree come from tuition, campus facilities and other onsite expenses. By getting your degree online, you can take advantage of lower tuition rates while still getting the degree you want.
Everything from an online business degree to an online Psychology degree is an option. Another way that an online degree helps you to save money is that you can study and learn on your own schedule. Rather than having to find a job that works around your classes, you can work your classes around your job.
Being able to support yourself by working while you study slashes the cost of completing your degree, allowing you to keep your student debt to a minimum. Rents can often be disproportionately high in college towns due to the high level of competition among students looking for lodging. An online degree allows you to live in an area with a low cost of living while you complete your studies.
Stay Close to Home with Community College
While the media portrayal of a college degree always has wide-eyed freshmen beginning their education an a palatial campus, this is not the only way to do things.
Spending your first two years at community college before transferring to a four-year school to finish your degree can save you a vast sum on tuition fees. In addition, if you choose a community college that is near your family home you can save on two years of rent.
Seek Out Scholarships, Grants and Financial Aid
You might be surprised at what you are entitled to in terms of grants and financial aid. It’s always worth your while applying for such funds. After all, in the worst case scenario you are only out a few hours of time, and you could find yourself the recipient of some much-needed college funding.
Don’t forget about scholarships – businesses, associations and religious organizations in your local community may have a part of their budget set aside for deserving causes. Your college itself may offer bursaries, scholarships and need-based support, so make sure to explore all your options.
A college education isn’t just for the rich or for those who are prepared to take on high levels of debt. You can gain valuable qualifications without spending vast sums – just put these tips into practice.
This guest post contributed by James, a budgeting enthusiast, with special interest in online business degree options and education.
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